Best Rate Insurance Blog

Cyber security is an emerging area. As mobile devices become more ubiquitous and online shopping becomes ever more popular, the risk of becoming a victim of identity theft is on the rise. While many people are becoming more careful about security when shopping on computers, using ATMs and disposing of personal documents, one new area that we should be aware of is shopping via smartphone or other mobile devices. Identity theft is a growing trend and while some protection may be offered as an addition to your home insurance, Miami residents should be aware of security threats and how to best protect themselves.

A recent survey by Internet security firm Webroot found that 50 per cent of respondents planned to shop via smartphone or tablet this holiday season, but that only 40% have security installed on their devices. As an immediate precaution, all phone users are advised to activate the pin lock option that requires a number to be entered in order to use the phone. Always be cautious when downloading apps and choose only well-reviewed products from trusted sources. Read the permissions request and don’t install if in any doubt. It’s also worth investigating mobile security services to protect your phone in the event of loss and ensure secure web browsing.

Finally, be sure to check for any clauses relating to identity theft within your home insurance. Miami insurers and agents can provide information and advice on available policies if your current insurance does not cover identity theft.
 

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