Best Rate Insurance Blog
Home insurance for Miami pet owners
12/21/2011 7:07:14 AM
Figures from the 2011-2012 National Pet Owners Survey conducted by the American Pet Products Association (APPA) indicate that 62 percent of U.S. households include a pet. That’s around 72.9 million families. Many people are unsure whether pets are covered by home insurance. Miami
Homeowners' and renters’ insurance policies generally include basic liability coverage. This provides financial protection if anyone sues you after being injured on your property, by a family member or by your pet. This protection is not restricted to the home and if your dog bites someone or causes injury while on a walk, you may be covered if this type of coverage is included in your policy. Coverage can cost more if your dog is on the dangerous breed list.
You may not consider your pet likely to attack anyone, but even the calmest of animals have been known to attack if provoked, or if they feel threatened, so it can be reassuring to know the insurance is there.
It’s wise to check on the liability coverage you currently have with your home insurance. Miami residents who feel they are not adequately covered or would just like some more information on liability insurance are advised to contact one of our agents.
insurance providers do offer specialized insurance products for your pet’s health and medication, but the main component of your home insurance that relates to pets is concerned with liability if they cause injury.
Homeowners' and renters’ insurance policies generally include basic liability coverage. This provides financial protection if anyone sues you after being injured on your property, by a family member or by your pet. This protection is not restricted to the home and if your dog bites someone or causes injury while on a walk, you may be covered if this type of coverage is included in your policy. Coverage can cost more if your dog is on the dangerous breed list.
You may not consider your pet likely to attack anyone, but even the calmest of animals have been known to attack if provoked, or if they feel threatened, so it can be reassuring to know the insurance is there.
It’s wise to check on the liability coverage you currently have with your home insurance. Miami residents who feel they are not adequately covered or would just like some more information on liability insurance are advised to contact one of our agents.
