Best Rate Insurance Blog
Staying Safe on the Road During the Holiday Season
FR44 insurance is an additional form of auto insurance that Florida drivers require should they be convicted of drinking and driving. With the charge, court time and fees already associated with a DUI, avoiding extra insurance costs is another reason to stay safe on the road. Driving with a glass or two under your belt can be tempting, particularly during the holidays when there are plenty of festive events with alcohol on the menu.
To avoid accidental over consumption of alcohol before driving, be aware of the legal limit. For Florida drivers under 21, it’s 0.02 which is less than one standard drink. For those over 21, the limit is 0.8. The definition of a ‘standard’ drink is often very different from what most people would partake in. Officially, a ‘standard’ drink refers to the amount of alcohol in a 5 ounce glass of wine, 1½ ounces of spirits or a 12 ounce glass of beer. The amount of alcohol that will cause you to reach 0.08 is determined by various factors including your gender, weight, the amount of food you have consumed and the duration over which you have been drinking. It’s impossible to gauge this by guesswork, so the best advice for most people is to keep it to two drinks or less – for some people, a single glass may take them to the limit.
To avoid the added financial burden of FR44 insurance, and most importantly, to keep yourself and others safe, play it smart when it comes to your holiday celebrations. It’s very simple. Drink and take a cab, or just don’t drink to excess.
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