“Let’s face it: Citizens is a double whopper with bacon and cheese on it,” said Sen. David Simmons, R-Altamonte Springs, who heads the Senate Banking and Insurance Committee. With the adoption of this bill, he said, “It’ll look like the kind of lean, healthy residual market insurer it was meant to be.” Locke Burt, a former senator who is chairman and president of Security First Insurance Co., told the committee that many agents don’t have the ability to shop for coverage thro