Florida FR44 Insurance
Helping You Get Back On The Road Quickly!
Bad driving record? DUI or DWI? We Can Help!
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Same Day License Reinstatements
FR44's filed Instantly the Same Day with DMV
Low Down Payments
Monthly Payment Plans
Requirements for Hardship Licenses and Ignition Interlock Systems are Met and Satisfied
Florida FR44 Insurance
Looking for FR44 Insurance? The Insurance Exchange of America can obtain your FR44 insurance today. quickly while saving you money. As the largest Insurance Exchange that represents many auto insurance carriers, The Insurance Exchange of America has the ability to shop the best rate for your FR44 insurance. Whether you need a conventional auto insurance quote, high-risk auto insurance quote, or you have a DUI, we can help. We've helped thousands of people with their fr44 insurance filings.
We understand that your time is valuable and you want to get your FR44 filing done fast and at the lowest rate available. We offer insurance quotes with many insurance companies and provide non-owners insurance or owner operator coverage for single and multiple DUI / DWI offenses, financial responsibility cases, immediate FR44 filings,
Low down payment and monthly payment plans available.
A non-owners policy can be purchased if there are no automobiles registered in your name, and that applies to all states. However, a non-owner policy can be purchased if there is a vehicle/s in the household, but not registered to your name. The exception to this rule is a husband and wife who own a vehicle. In that scenario, the vehicle has to be listed.
Who Needs FR44 Insurance
In essence, an FR-44 is not a type of insurance itself but a certificate of financial responsibility that a driver's insurance company files with the state's Department of Motor Vehicles (DMV). This certificate serves as proof that the driver has an auto insurance policy with higher-than-normal liability coverage limits, as mandated by the state.
You would need FR-44 insurance if you reside in Florida or Virginia and have been convicted of a serious traffic offense. These offenses typically include:
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Driving Under the Influence (DUI) or Driving While Intoxicated (DWI).
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Causing injury while impaired.
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Driving with a suspended or revoked license.
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Other serious traffic offenses.
The FR-44 requirement usually lasts for three years following the reinstatement of your license, though this timeframe can vary based on your specific case and repeat offenses. It's crucial to maintain continuous coverage during this period, as lapses can lead to penalties like license suspension and potentially restarting the FR-44 filing period.
What's the Difference Between FR-44 and SR-22?
Both FR-44 and SR-22 are certificates proving financial responsibility for high-risk drivers. However, they differ in the following ways:
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States that use them: FR-44 is exclusively used in Florida and Virginia. SR-22 is used in most other states. Florida and Virginia also require SR-22s for less serious offenses than those that warrant an FR-44.
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Offenses that trigger them: FR-44s are generally required for more severe violations like DUIs. SR-22s can be triggered by a wider range of offenses, such as driving without insurance, reckless driving, or having too many points on your license.
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Required coverage: FR-44s require significantly higher liability limits than standard state minimums and SR-22s. SR-22s only require that the driver meets the state's minimum insurance requirements.
In short, if you've had a DUI or a similar serious traffic offense in Florida or Virginia, you will likely need to acquire FR-44 insurance as a condition for reinstating your driving privileges.
Why People Choose Us?
Reasons to Choose Us
Same day license reinstatements
Simple purchase process by phone, email, text and/or fax
FR44's and SR22's issued instantly the same day you buy
Requirements for Hardship Licenses and ignition interlock systems are met and satisfied
Expert knowledge of SR22's insurance requirements, we answer all of your questions and concerns
100% Satisfaction Guaranteed
Testimonials
Look At The Low Rates We've Gotten Our Clients
28 yr. old Husband, 26 yr. old Wife in Tampa, FL; Liability on 2004 Toyota Camry. Husband has DUI and FR44 Filing. We issued policy and FR44 Filing SAME DAY!
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47 yr. old Husband, 45 yr. old Wife in Miami, FL; Full Coverage on Chrysler Sebring. Husband has 1 accident, 2 tickets and FR44 Filing.
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